Regular/Ordinary Loan

 
  Loan Limit of members Upto  Rs. 2,00,000/-
  Maximum Installments 50 Months installment
Interest Rate 16.80% per annum (Reducing balance)
  Required Sureties Upto Rs. 10,000/-                                 One Surety
    Rs.10,001/- to Rs.  25,000/-              Two Surety
    Rs. 25,001/- to Rs. 50,000/-              Three Surety
    Rs. 50,001/- to Rs. 1,00,000/-          Four Surety
Above Rs. 1,00,000/-                           Five Surety
Loan Charges Common Welfare Fund           ½% of Loan Amount
    Loan Processing Fee                 ½% of Loan Amount
    Building Fund Fee                 ½% of Loan Amount
Required Documents Copy of ID Proof (Voter I-card, Aadhar Card/DL), Electricity/Water/Telephone Bill, Pan Card,ITR/Income Proof,  Bank Passbook,one photo of Borrower and one Photo ID & Photo of all sureties.
Others 10% Shares of Loan sanctioned amount of Borrower all sureties.
     

Emergency Loan

     
  Loan Limit of members Upto  Rs. 10,000/-
  Maximum Installments 10 Months installment
  Interest Rate 16.80% per annum (Reducing balance)
  Required Sureties Upto Rs. 10,000/- One Surety
Required Documents Copy of ID Proof (Voter I-card, Aadhar Card/DL), Electricity/Water/Telephone Bill, one photo of Borrower and one Photo ID & Photo of surety
     

Loan against Deposits

     
  Loan Limit of members Upto 90% of Principal Value of Deposits
  Maximum Installments As per maturity of Deposits
  Interest Rate Plus 2% of Deposit Rate
  Required Sureties No surety required
  Required Documents Original certificate of Deposits & one Photo.
     

Loan against Property

     
  Loan Limit of members Upto Rs. 20,00,000/-
  Maximum Installments 100 Months installment
  Interest Rate 16.80% per annum (Reducing balance)
  Required Sureties Two Sureties
  Property Details Registered Property with proper chain in original.
  Required Documents Copy of ID Proof (Voter I-card, Aadhar Card/DL), Electricity/Water/Telephone Bill,  one photo of Borrower and one Photo ID & Photo of sureties
Common Welfare Fund ½% of Loan Amount
  Loan Processing Fee Rs.1,000/-
  Building Fund ½% of Loan Amount
     

Vehicle Loan

  Loan Limit of members 75% of showroom cost of vehicle
  Maximum Installments 50 Months installment
  Interest Rate 16.80% per annum (Reducing balance)
Required Sureties Two Sureties
  Required Documents Proper Quotation of Vehicle, Copy of ID Proof(Voter I-card, Aadhar Card/DL), Electricity/ Water/Telephone Bill, Pan Card, ITR/Income Proof, Bank Passbook, one photo of Borrower and one Photo ID & Photo of sureties.